Kalixa Pro enables field reps to take card payments via smartphone

Kalixa Group, a next generation financial technology company, today announced the launch of Kalixa Pro; an mPOS solution, that enables small businesses, sole traders and mobile workers to accept face to face card payments from customers, on their smartphone. Kalixa Pro combines a low, flat rate transaction fee of just 1.99%* with the fastest settlement on the market to address small businesses’ need to improve cash flow and increase sales.

The new Kalixa Pro service is quick and easy to set up and there are no long term annual fees or monthly contract commitment, instead it offers a simple pay as you go service, so businesses can use it as much or as little as they like.

Kalixa Pro is unique in that it overcomes the cash flow barrier faced by many small businesses, offering settlement and access to cash within three working days. This is less than half the time of the majority of competitor services that take between 7-10 days to settle payments and typically charge a monthly fee.

The MasterCard and Visa certified solution, combines a free, simple to use, mobile app (Android and iOS) with a secure Chip and PIN card reader so users can quickly and securely take card payments with just a few taps on their smartphone. The device accepts secure payments from MasterCard, Visa and Maestro, offering consumers a reliable, convenient and stress-free way to pay, and ensuring small businesses need never miss a sale again or be limited by the cash in a potential customer’s wallet

Colin Swain, global head of product at Kalixa Group, commented: “The UK’s sole traders and small businesses are getting a rough deal from banks today to take card payment; with high prices, poor service and delayed settlement leading to real problems with cash flow. As a result they’re not accepting cards and are missing out on sales. We listened to what small businesses need and have launched Kalixa Pro, which will provide these businesses with a game changing payment service designed to help solve the cash flow challenge and enable increased sales. Finally there is a service on the market that makes it commercially feasible for small businesses to offer their customers a face to face card payment facility, wherever their business takes them.

“The benefits of the product are threefold; firstly it gives customers another way to pay, so they’ll buy more readily, thereby enabling small businesses to increase their revenues. In addition it will reduce the amount of time that tradespeople spend chasing up late payments and it allows sole traders and small businesses to portray a more professional image and provide a better service to their customers.”

* Until 31 December 2014